Personal Loans

What Are Personal Loans?

A personal loan is simply an installment loan, which is repaid over an extended period of time with a set number of scheduled payments. Loan amounts range between $500 to $10,000 depending on the lender and state. Below are a few of the reasons why this is the case:
Fast, convenient loan requests
A loan request can be approved in a matter of minutes.
Cash in hand fast
An approved loan can be electronically deposited into your account in as early as 1 business day.
No embarrassment
It can be difficult to admit to family members and friends that your finances are stretched; cash loans allow you to avoid this embarrassment, as they can be acquired safely, securely and discreetly online.

Our goal is simple: to help get you a personal loan offer that can meet your need. To help us achieve this goal, we have made the process of receiving loan offers fast and easy from start to finish. The first step is to fill out a brief loan request form here on our website, which can take just a few minutes. As long as you meet the basic borrower eligibility requirements, you can submit your request for a personal loan.

Eligibility Requirements

The requirements that a prospective borrower must meet to be able to request a personal loan are simple and few in number. They include the following:

  • Be at least 18 years old
  • Be a U.S. citizen or permanent resident
  • Be employed for at least 90 days and meet your Lender’s income minimum specific requirements
  • Have a checking account in your name
  • Be able to provide work and home phone numbers, as well as a valid email address

Please note that meeting these requirements does not mean that you will be connected with a lender.

After you submit your loan request, we show your information to the lenders and lending partners in our network so they can choose whether to offer you a loan.

Convenient Loan Disbursement and Repayment

If a lender makes you a loan offer, you will have an opportunity to review the offer before deciding to accept it. In most cases, your funds can be deposited directly into your bank account via electronic fund transfer in as little as 1 business day.

Loan repayment is just as easy, your lender, once the due date rolls around, can simply withdraw money electronically from the same account into which they originally deposited your funds. In case your loan period ends and money is not in your account to repay the loan, make sure to contact the lender ahead of time so you can inquire about an extension. Many lenders will offer extensions so individuals don’t risk damaging their credit because of non-repayment.

Safety and Security

CashUSA.com prides itself on providing consumers with a fast, simple, safe and reliable loan process. We use industry standard encryption technology to protect your information.

There are a lot of lenders who offer personal loans; CashUSA.com may be able to help you connect with a lender.

Note: Loan size, APR, and re-payment term will vary by state and lender.